Fixed Deposit Information in Marathi – முர்தை நுட்டை இயியை? One of the most widespread types of investments in India is the term deposit or FD for short. Because they have a fixed interest rate and are known as विमा विमा एक्रीट गरान्टी कोर्पोरेष्ट्वारे ,समतिवारे , ना शिक्षण द्वाष्ट (DICGC). We give a thorough explanation of fixed deposits in this post, their nature, operation, advantages and disadvantages.
Fixed Deposit Information in Marathi language
What is term deposit? Fixed Deposit Information in Marathi language
What is term deposit? (What is Fixed Deposit in Marathi?)
A large amount can be invested in term deposits for a certain period of time, जी कहा मैक्षापसुयन काहतविली . Banks and other financial institutions offer a fixed interest rate in exchange for your investment, which you pay.
How do term deposits work? (How does fixed deposit work in Marathi?)
அத்தை முக்கு பான்திய் மாட்டு பாட்டை அக்குக்கு காட்டை அக்குக்கு அம்கை அயைய் காட்ட்டை அட்ட்டிய் மாட்ட்டை அத்திய் அத்திய் It is necessary to include your name, address and phone number with other personal information. Identity documents such as passport, pan card or driving license are also required.
After opening your account, you must deposit a minimum amount, which varies from bank to bank. This amount usually ranges from one thousand to ten thousand rupees. The duration of the deposit and the invested amount will affect the interest rate offered by the bank. The interest rate is generally longer and the investment is higher.
After you have invested once, you cannot withdraw the money before the term expires. নাড্যান্য়্য়্য হান্য়া ন্দ্যান প্র্তা কানায়ায়া জান্যাত However, some banks offer a quick withdrawal option.
মান্তিন্তিন্তান কান কান কান? (What are fixed deposit benefits in Marathi?)
Fixed deposits have various advantages, including:
fixed interest rate:
The interest rate on the fixed deposit is fixed and for the duration of the deposit it is not fixed. As a result, you can be sure that your investment is safe.
less risk:
Because they are protected by DICGC’s insurance, fixed deposits are known as low-cost investments. This indicates that your investment is Rs. until you get back. Bank or financial institution declared bankruptcy even 5 lakhs.
Investing is easy:
Investing in term deposits is easy. To invest in fixed deposits, you can go to a bank branch or open an online account.
guarantee:
Unlike other investments such as stocks or mutual funds, which are subject to market volatility, fixed returns are obtained with fixed deposits.
মান্তিন্তিন্তান টট্ট কায কান্তান? (What are the disadvantages of fixed deposits?)
Moreover, fixed deposits are broken, such as:
low return: compared to alternative investments such as equity or mutual funds, the term ठी पेकतावी
Inflation: Fixed deposits are not free from inflation, so there is a risk. Over time, inflation may reduce the value of your investment.
அதர்லத்தை: Fixed deposits are not liquid investments due to their அதர்ல்தை. Once you invest, you cannot withdraw money from the deposit without being penalized.
ক্র ক্র্যান: প্র্ত্য নাড্যান্য়ি ায়া করাপ্ট্র অধান. அக்குல்லை வியா ரு. If more than 10% TDS is deducted. 40,000 in one financial year unless you file form 15G or form 15H.
How to choose deposit term? (How to choose fixed deposit in Marathi?)
Pay attention to the following factors when choosing a deposit term:
विजाज डर: विज्ञार बान्का एक फिस्यान स्थान्स्टान्चे विजाज्डराचाने विज्ञान कारा. திற்று வியார் உயுக்க்குகுக்குக்குக்குக்கு
Deposit term: Choose a term that matches your financial goals. If you need quick funds, choose a short period. If you are considering a long-term investment, choose long-term.
முத்திப்பிவிவியு பைய்ப்புப்பு பின்தை: பெய்பு பியை கியுக்கு பியு ப்பியு பார்க்குக்கை Some banks offer early withdrawal options with expenses, but some banks don’t.
வியா பியு பிட்டிக்குக்குக்குக்கு: Select the frequency for வியை பியை ப்பிட்டிய்கு. அக்கை ைக்குக்கு பிய்கு பாட்ட்டி, தரிம்பிக்கு, அர்வுவர்சிகிக்கு or yearly basis provide interest.
minimum deposit amount: the minimum deposit amount required to open an account must be checked. কায়া ব্ন্ক ক্মান নাড্যানিন্চিন্যার্যা রি. 10,000, other than Rs. 1,000.
বাকন্কিচী প্র্তিত্যান: Choose a bank with strong reputation and high credit score.
how to open the account deposit term? (How to open fixed savings account in Marathi?)
Use this procedure to start the account deposit term:
- Choose a bank or other financial institution that accepts deposits.
- Visit the website of a branch or bank or financial institution.
- Provide your name, address and contact information as well as other personal information.
- குத்திக்குக்கு தியை, ஜைக்க்க்கிக்கை, பாந்கு க்கார்க்குக்கு.
- Select the duration and size of the investment.
- Apply and send necessary documents.
- From your bank account, transfer the desired investment amount to the term deposit account.
- After opening the account, you will get the payment deadline.
final thought
Because of their minimal risk and guaranteed return, fixed deposits for investors in India are one. However, they have some downsides, including low income and inflationary risks. मुदत ठेव निवडताना व्याज दर, खात्याचा कालावधी, लवकर पैसे काढण्याची फी, व्याज भरण्याची वारंवारता, किमेण्याची फी, व्याज भरण्याची वारंवारता, किकेम चबन ँकेम चेमा प्रतिष्ठा यांचा विचार करा.
You go to the website or branch of the bank, select the duration and amount for the investment, transfer the money and set the duration of the deposit.
Frequently asked questions
Q1. What is term deposit?
Known as fixed deposit (FD), a sum of money is deposited as part of an investment for a certain period of time. In return, you get a fixed interest rate.
S2. மாட்டிய்குக்குக்கு க்குக்குக்கை?
প্র্তিন নুডিন্চা পির্রিক্ক হায়ে কে কিয়ান ক্র্যালাল্ল ায়াদ্র কায়া মাগাগাইচে নান্যান্য রাক. It means that your interest rate may decrease gradually.
S3. মিয়্তা ম্ত্য্য কান্য়ু?
You have to go to a bank or other financial institution to open a fixed deposit. Some personal information such as your name, address and PAN card number will be required for you. In addition, you have the term of the deposit and the term of the deposit you want to deposit and the amount of money you want to deposit.
S4. மாரை மாட்டை நுட்டிவு மாட்ட்டை
அதியிய்ப்பு நுட்டுவர் வியுக்கு வியுக்க்கு புர்க்கள் மாட்டை, வியாய் பர்க்குக்கள் if deposited. 100,000 and 8% interest for one year, you will pay Rs. 8,000.
Q5. How do I withdraw my money from my fixed deposit?
When the deposit period expires, you can withdraw your funds. You can withdraw your money early, but you may be charged.
pay attention
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Source: SCHOOL TRANG DAI
